As most other lenders, Instant Cash Online does carry out a credit check when we assess your first application. In fact, we are legally required to ensure you are able to repay your loan. However, if you have a default it should not stop you from applying – we may be able to help you. Even those with undesirable marks on their credit history have been approved by Instant Cash Online before, because we focus on your current situation. We strive to be different from most other lenders and financial institutions.
However, that does not mean we accept everyone. If you have numerous defaults in the last month, are in a part nine debt agreement, or are now bankrupt, chances are your application will be declined.