personal loan types for your unique situation

How It Works

Applying for personal loan with Instant Cash Online is as easy as 1,2,3.

We have developed a 100% online application process – which means everything can be done in the comfort of your own home on your desktop, laptop, tablet or mobile device. This is how it works …

1. apply online

Step 1 – Complete your application online

Click the apply now button to commence your application. Complete your online application and upload your documents. If you don’t have all your documents, you can still submit your application and send your documents later.

Step 2 – Your application is reviewed

Once we receive your application, we will review your application the same day. If you haven’t sent us all the necessary documents in your application you’ll need to provide us before we can complete your assessment. Once we receive everything, we will get back to you in a few hours.

Step 3 – Receive approval & confirm online

As soon as you have been approved for a loan with Instant Cash Online we will notify you by SMS and email so you can log into your new account, check your contract and digitally sign your contract online.

Step4 – Funds transferred to your account

Once we receive your signed contract, we will transfer funded to your bank account the same day.