HOW DOES IT WORK?
Applying for a loan takes as little as 5 minutes. Simply complete our online application form, upload your documents, and sign your contract. It’s as easy as 1,2,3. Learn More.
WHAT DOES IT COST?
We understand that everyone’s situation is different. That’s why we tailor our loans to our customer's needs. Click here for more info on our standard loan fees.
We have gathered some of more common questions we receive about the lending process and how we work. Click here to read our Customer FAQs.
Why choose Instant Cash Online?
At Instant Cash New Zealand, we believe in certain values that help us establish a strong loan system for our clients. Instant Cash Online is offering quick loans across New Zealand. All applications take place online without any personal invasive or lengthy information required. Instant loans don’t create long-term debt problems for you. You will only be encouraged to borrow cash that you can easily repay. It is all about short-term solutions. Therefore, you only borrow cash you can easily return and prevent debt issues for the future. Learn More.
Applying for quick loans should be literally QUICK. With our process, you don’t have to wait long days going through extensive paperwork to receive your loan. Get your request approved, money in your account the very same day. Learn More
Short Term LOANS
Our short term loan application process is 100% online and it ensures that you don’t have to deal with any frustrating paperwork at all, when you request a quick loan from us. The entire application process from the very beginning to the end takes place online – via you computer, tablet or mobile phone Types Of Loans.
We make sure your personal information is protected. That’s why we use 128-bit encryption security on both our website and on throughout our application process to make sure you’re safe whenever you deal with us. Learn More
We Keep It Simple
When you need instant cash, you don’t have time for complex financial terms. You need cash on the go and you will get exactly that. We avoid using financial jargon when dealing with our clients. All the information on our website is in plain English and easy to understand.
Loans you can trust
How It Works
APPLY ONLINE IN MINUTES
Our loan application process is fast, efficient and clear to understand. You can use any connected device to apply online – laptop, mobile, tablet. Learn More
GET APPROVED & CONFIRM
If you met our lending criteria, we will notify you via email and/or SMS to digitally sign your loan contract online. Learn More
GET FUNDS SAME DAY
If approved before 5pm Monday – Friday, we will deposit the funds in your bank account same day. Learn More
What You Can Expect From Us
Get Cash With No Catches
When you need instant cash, you don’t have time for confusing and complex financial terms. You need cash on the go and you will get exactly that. We avoid using financial jargon with our clients. With our loan service, you don’t have to wait for days or endure extensive paperwork to receive a loan.
Hassle-Free Online Process
Instant Cash Online prides itself on being hassle-free. We have developed an online system which allows you to apply for a loan in minutes. All the documents which we need to assess your loan you can provide online. All you need is your computer or your mobile phone.
A Lender You Can Trust
When choosing a lender, it’s important to know that you are using someone you can trust. Instant Cash Online is a licensed lender. We take care of your needs, which means that you do not have to go through a third party and you deal with us directly. We treat our customers the way we would want to be treated.
Stay in the Know
Everyone communicates differently. We have several options tailored to your communication style. Whether it’s phone, email, text or messenger to get in touch with us - we’re here. You can also access you loan information any time, know your loan balance and make extra payments if you like.
What our customers say
“Instant Cash are the best in town. Service is always fast and professional.”
- “I have always had a great experience with these guys. It’s nice to talk to professional and polite staff. They explained everything to me and helped me with each step.”
Types Of Personal Loans
Life is full of unpredictable events. A fast, flexible emergency loan can help get you through a difficult patch. Whether its urgent medical treatment, critical repairs, a bereavement, tax bill or other emergency, we’ll try to help.
Even if you have consistent income, there can still be unplanned situations that need more cash to help you get by. A cash advance loan could help an immediate financial challenge like car repairs, urgent travel, home repairs, medical & power bills
Are you overdue for a holiday? Whether you’re planning to lay on the beach in Fiji, or need to book flights for a family wedding, it can help to have the funds readily available, so you can book your trip now and secure your flights at the best price.
Apply for a small loan today with Instant Cash Online today. Our small loans range from $300 – $2,000. Our Small Loans facility could be just what you need to get yourself much needed funds in rapid time, to deal with your bills or expenses.