We have instant cash loans online available for you NOW! It’s EASY… Apply online NOW… anywhere throughout New Zealand. No personal, invasive, lengthy applications required.

Perhaps you need an emergency car repair, perhaps you have an unexpected doctor’s bill, or perhaps you need to take your dog to the vet. Whatever your need, Instant Cash Online can help!


You Need Cash Today

We understand that if you need money, you need it now – not tomorrow. Thanks to the online instant cash lending system, you are not wasting precious time with tedious paperwork, painful face-to-face meetings, or waiting on hold. Apply now with our instant cash loans online and get your money deposited in your account the same day!

Hassle free Paperless Process

Instant Cash Online prides itself on being hassle-free. This is an online process from beginning to end. If you are worried about paperwork, don’t be – applying will take a few minutes at most. Thanks to our smart technology, the only thing you need is online access on your computer or mobile phone.

Short Term Solution

The last thing you want is to borrow more money than you need, which could end up putting you in debt long-term. Instant cash providers will not encourage you to borrow more than you can afford to repay back. The instant cash methodology is here to produce a short-term loan solution, not a long-term problem.

Cash with No Catches

We want to help you with a short-term loan and make it as easy as possible, why complicate matters with complex language that only serves to confuse customers. We put everything out in the open; everything on the site is in big print and plain English. You will never have to guess about the exact cost of taking out an instant loan online. No hidden fees. No catches. No surprises.

The lender you can trust

The instant cash provider is an New Zealand owned and operated online Payday Loan Lenders. We take care of your needs, which means that you do not have to go through a third party but rather deal with us directly. We treat our customers the way we would want to be treated.


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How Much Does It Cost?

The fee structure is simple and straight:

20% of the principle amount – the establishment fee

+ 4% of the principle amount – a monthly fee

You can use our calculator on our costs page to work out how much your instant payday loans online will cost.

Are There Any Renewal Fees?

We do not roll over loans however you are welcome to apply for a second cash loans online once your existing loan is paid out. Our quick application form for existing customers makes it easy to reapply.

What happens if I Cannot Pay Back on Time?

If you are unable to meet your repayment requirements you should contact us at least (2) days before your direct debit is due. If you miss a payment then a missed payment fee of $35.00 will apply.

If we are unable to recover the funds back after a 60 day period we may pass on your file to an external collections agency and you may have a default listed on your credit history. To avoid this happening you should always communicate with us if you are having trouble repaying so we can come to an arrangement together.

About US

There are a number of cash loans online you can get, and you will be surprised how quickly these can be processed. Loans like Advance Cash Loans, for example, can be processed quite Fast, and so can instant payday loans online. For many people, it’s quite surprising how quickly Online loans can be approved. However, companies do focus on being Quick with processing loans such as Same Day loans. Indeed, Payday Lending receives immense focus as there are many customers interested in this particular instant loan online concept. When it comes to applying for online loans New Zealand remains the best market for quick processing.